FIRST ASIA SECURITIES
DATA AS OF 22 JUN 2026 · EOD

TRG

TRG Pakistan
TECHNOLOGY

LAST · PKR

65.95
−0.73 −1.09%

52W RANGE

40.1284.39
58% OF RANGE · YTD −8.4%
01 / TRG — 1 YearAS OF 22 JUN 2026 · EOD
PERIOD 1Y · 250 SESSIONS

Source: PSX, First Asia Securities Research. Data as of 22 Jun 2026, EOD.

02 / Fundamentals
Market cap
36bn
P/E (ttm)
n/m
EPS (ttm)
-8.82
Dividend yield
0.0%
Return on equity
-13.7%
Beta
0.78
Free float
85%
52W high
84.39
52W low
40.12
1D change
−1.09%
YTD return
−8.4%

Holding company with stakes in global CX and fintech ventures including IBEX and Afiniti.

03 / Research NoteAS OF 23 JUN 2026 · EOD
Coverage
TRG
Technology
Rating
SELL
−17% 12-mo upside
12-Mo Target
55.00PKR
TARGET PRICE
Close
65.95PKR
23 Jun 2026
Market Cap
36bn
PKR
52-Week Range
40.1284.39
58% OF RANGE

FAS DESK · FIRST ASIA SECURITIES RESEARCH · 23 JUN 2026 · EOD

Loss-making holdco, elusive value — Sell

  1. 01

    Sell, PKR 55 target: TRG is currently loss-making (negative EPS, −14% ROE) with no dividend, and the value of its CX/fintech stakes has repeatedly failed to crystallize.

  2. 02

    Holdco value depends on IBEX and Afiniti outcomes; without a monetisation event, the NAV discount and the losses persist.

  3. 03

    No income and the highest beta in coverage mean you are paid nothing to wait through the volatility.

  4. 04

    We see ~17% downside to PKR 55; the equity is an option on a transaction, not an earnings stream.

Estimates
MetricFY25AFY26EFY27E
Net profitPKR bn-5.0-3.0-2.0
EPSPKR-8.8-6.2-3.7
DPSPKR0.00.00.0
P/E×n/mn/mn/m
EPS growth%−30.0%−40.0%

A = REPORTED · E = FAS ESTIMATE

Risk / RewardVS CLOSE 65.95 PKR
BEAR45.00−32%
BASE55.00−17%
BULL80.00+21%
NOW65.95
BEAR−32%
45.00PKR

Losses persist; discount widens; no catalyst.

deep discount to NAV

BASE−17%
55.00PKR

NAV discount and losses persist.

discount to NAV

BULL+21%
80.00PKR

A stake monetisation crystallises value.

NAV re-rate

Key Debates
01

Is TRG a deep-value NAV play?

Market View

The stakes are worth far more than the market cap.

Our View

Perhaps on paper — but realization has disappointed for years while the holdco loses money; we mark to outcomes.

What Would Change Our Mind

A concrete, value-accretive monetisation of a major stake.

02

Could a catalyst re-rate it overnight?

Market View

An Afiniti / IBEX event sends it sharply higher.

Our View

Possible — the key upside risk to our call — but binary and unpredictable; not investable as a base case.

What Would Change Our Mind

A signed transaction crystallising stake value.

03

Do the losses matter for a holdco?

Market View

Judge it on NAV, not earnings.

Our View

With negative earnings, no dividend and uncertain NAV, there is no hard anchor under the price.

What Would Change Our Mind

A return to profitability or recurring cash distributions.

Valuation BridgePKR · 12-MO
AssumptionValueBasis
FY26E EPSloss-makingnegative trailing EPS; losses narrowing
Valuation basisNAV, not P/Eno earnings anchor
NAVuncertainmarked to realized outcomes
12-month targetPKR 55discount-to-NAV, no near catalyst
Key RisksRANKED · W/ INDICATOR
  • 01
    Stake-monetisation event (upside)
    WATCH · IBEX / Afiniti transactions
  • 02
    Return to profitability (upside)
    WATCH · Quarterly results
  • 03
    PKR weakness lifting USD-linked stakes
    WATCH · PKR/USD
  • 04
    Speculative momentum
    WATCH · Volume, retail flows

— GENERATED BY FIRST ASIA SECURITIES · NOT INVESTMENT ADVICE

04 / Sector Peers
SymbolLastChg %P/EM. Cap1Y
SYSSystems Limited150.05−0.75%19.5×220bn
TRGTRG Pakistan— THIS PAGE65.95−1.09%n/m36bn

Source: PSX, First Asia Securities Research. Data as of 22 Jun 2026, EOD.